VA Loans

VA Loans – Zero Down Payment Required

VA guaranteed loans are made by private lenders, such as banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home, which must be for their own personal occupancy. The guaranty means the lender is protected against loss if you or a later owner fails to repay the loan



Who Qualifies:

• US Citizen

• Active or previously served on active duty in the Air Force, Army, Coast Guard, Navy, or Marines.

• Discharged or released from active duty under conditions other than dishonorable or

• Members of the Reserves and National Guard are eligible upon completion of 6 years of service;

• Surviving spouses of certain Veterans who were continuously rated for a service connected disability, but whose disability may not have been the cause of death are also eligible

Loan Details

o NO DOWN PAYMENT REQUIRED ON PURCHASE TRANSACTIONS

o Cash Out up to 100% LTV

o DTI as high as 60%

o FICO from 560

o Loan Amounts up to $2MM

o No Mortgage Insurance

o Unlimited LTV/CLTV on IRRRLs

o Custom Loan Terms Available

Purchase Transaction (Buying a house)

  FICO

LTV/CLTV

DTI

660 +

100%

60%

600 - 659

100%

55%

560 - 599

95%

50%

• Cash-Out / Refinance

  FICO

LTV/CLTV

DTI

640 +

100%

60%

620 - 639

90%

60%

Custom Quote In Seconds!

Use our 3 Step form to instantly see live rates along with closing costs.

What Clients Say About Us

It's a great time to purchase your new home. Get the process started by applying with Integrity Credit Corporation today!

START YOUR APPLICATION NOW!