Private Money Loans

Private Money Loans Up To 80% LTV

Private money Loans refer to the money being lent by a private party or institution that specializes in the financing of non-owner occupied residential investment properties. Borrowers who cannot get conventional financing due to a recent foreclosure or short sale can still obtain a hard money loan if they have sufficient equity in the property that is being used as collateral.

WHO QUALIFIES?

• Must be 18 years or older
• U.S. Citizens
• Green Card Holders (non U.S. Citizen)
• H-1B Visa & EAD Card Holders (non U.S. Citizen)


LOAN DETAILS

When the banks say “No”, the hard money lenders can still say "Yes".


  LENDING CRITERIA

1 YEAR

2 YEAR

4 YEAR

LTV MAX

75% - 90%

75% - 90%

75% - 90%

FICO REQUIREMENT

NONE

NONE

NONE

 PROPERTY TYPES

SFR/1-4/5+/CONDOS

SFR/1-4/5+/CONDOS

SFR/1-4/5+/CONDOS

CURRENT FEES

$1,490

$1,490

$1,490

PRE-PAYMENT PENALTY

4 MONTHS

 12 MONTHS

24 MONTHS

TERM EXTENSION FEE

1 POINT / 6 MONTHS

1 POINT / 6 MONTHS

NONE

LOAN AMOUNTS

$100K - $5MM

$100K - $5MM

$100K - $5MM

CLOSING TIME FRAME

5-10 DAYS

5-10 DAYS

5-10 DAYS

COLLATERAL

CROSS COLLATERALIZATION & BLANKET OPTION

CROSS COLLATERALIZATION & BLANKET OPTION

CROSS COLLATERALIZATION & BLANKET OPTION

What Clients Say About Us

It's a great time to purchase your new home. Get the process started by applying with Integrity Credit Corporation today!

START YOUR APPLICATION NOW!